citibank personal loan details - citibank eligibility, Documents required,

Citi bank personal loan review      

       Citi bank personal loan: Citi bank started activities in India longer than a century prior in 1902 in Kolkata and today is a critical remote speculator in the Indian monetary market. As an advertiser investor, Citi has assumed the main job in setting up significant market delegates, for example, stores, credit department, clearing and installment organizations. Citi helped establish the framework of the Indian programming industry by setting up Citicorp Overseas Software Ltd.

       Citi bank  is a business of decision in India and serves the full range of customers - from helping India's top worldwide partnerships submit capital, make advertises and deal with their worldwide money positions to supporting the development aspirations of the nation's little and moderate-sized ventures and empowering people and family units spare, contribute, spend, get and ensure their cash with trust and certainty

how to apply for Citi bank personal loan eligibility, interest rate, repayment charges

       Assume responsibility for your accounts with Citibank's personal loan and get reserves rapidly and advantageously. Advantage from insignificant documentation and rapid credit endorsement and benefit as much as possible from our snappy and simple individual advances. All things considered, regardless of whether it is a wedding you wish to fund or take care of a crisis clinical tab, what is the estimation of an individual credit in the event that you can't have it when you need it. Profit an individual credit with appealing loan costs, adaptable residencies and EMIs so you can satisfy your requirements without bargaining your investment funds and current spending plan.

     With Citibank personal loan you can use the loan amount for a wide variety of things like for your home renovation, or marriage or if you wish to travel on vacation or any health emergency

Citi bank Features

  • No collateral is required 
  • No part payment fee 
  • Citi bank personal can visit your place for loan confirmation 
  • Complete online paperless process 
  • You can easily top up your loan 
  • Flexible repayment option from  6 months to 60 months
  • Funds transfer within 48 hrs
  • There are no late payment charges

Documents required for Citi bank 

  • PAN card / Aadhar card/ Passport/ Voter ID
  • Company ID for salaried individuals
  • Last three months payslips for salaried and Ownership documents for Self-employed
  • Bank statement for the last three months for salaried and last six months for self-employed.
  • Latest from 16 for salaried and Profit,loss statements for self-employed.

Eligibility for Citi bank 

  • Age should be above 23 years to up to 60 years for salaried and 25 years to up to 65 years for self-employed
  • Minimum salary of 25,000 for salaried individuals and minimum gross income of 5lakhs for self-employed.
  • A minimum work experience of 36 months for a salaried or employed individual 
  • A CIBIL score should be above 650

Citi bank interest rates and Fees

  • Interest rates vary from 10.5% to 17.99%
  • The Processing fee varies from 0.5% to up to 3% 
  • The pre-closure fee is up to 3% on the outstanding amount.
  • There is no part payment Fee

Citi bank personal loan 

  • Loan amount varies from 50,000 to up to 30,00,000
  • Interest rate varied from 10.5% to up to 20% per month
  • loan tenure can be from 12 months to up to 60 months
  • The Processing fee varied from zero to up to 3%
  • There is no late fee payment on EMI 
  • Pre-closure charges are up to 4% on the outstanding amount 

How to apply for Citibank personal loan 

  • You can apply through the website by clicking on the link below
  • Register and verify your number
  • upload the required documents 
  • Customer care will contact you for confirmation and after verification, you can apply for the eligible loan amount 
  • The loan amount will be deposited within 48 hrs
  • Repayment can be done online or offline.

Citi bank customer care details

   You can contact Citi bank customer care number 1860 210 2484 on working hours only for any doubts or clarification.

To apply for Citi bank personal loan application form "Click here"

And voila you got personal loan credited in your bank in the next 48hours, you can get up 30 lakhs if you are eligible.

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