home credit personal loan details - home credit review

Home credit - Instant Personal Loan, Unsecured loan

        Home Credit India Finance Pvt. Ltd. is a subsidiary of Home credit, It is one the main NBFC in consumer lending finance in India. Home Credit India has been reliably extending tasks since its entrance in 2012, with its activities spread more than 179 urban communities across 20 States in India. The organization has a solid system developing with a client base of more than 10 million clients, driven by Pan-India extension across significant markets, a scope of differentiated and inventive items supported by prevalent client experience. home credit finance

         Home Credit Group has activities in 9 nations, Established in 1997, the organization centers around dependable loaning essentially to individuals with practically no financial record. With straightforward, simple and quick administrations, it works in exceptionally appealing markets.

        Home Credit has Experience and information across various markets reasonably put the organization in front of its opposition. Home Credit drives and expands monetary incorporation for the unbanked populace by giving a positive and safe getting experience – the first for some, clients, advances high expectations for everyday comforts and meets borrowers' money related requirements.

Homecredit app-  Instant Personal Loan, Unsecured loan, apply online in easy steps to apply online
          Can I get loan from home credit? A home Credit app is a one-stop answer for all your loan related problems. Home credit app offers Instant Personal Loan and Ujjwal Card with no insurance security, the simple application process, and insignificant documentation. No gathering individuals, long lines and pointless administrative work. home credit personal loan and Ujjwal Card App is lightweight, simple to explore and easy to utilize. When the application is finished and endorsed, the credit sum is moved legitimately to the financial balance or a moment limit is allowed. What is the interest rate of home credit cash loan?

Homecredit Features:

  • A completely digital process with zero paperwork
  • You can take a loan amount ranging from Rs. 10,000 to up to 2,40,000
  • Instant loan approval
  • Multiple Payment option of your EMIs online through check card, net banking or UPI, Paytm
  • Flexible EMI options from 12 to 51 months
  • NO need for any collateral required.
  • View and download reports like Loan Summary, Repayment Schedule, Ujjwal Card Monthly Bill, No Due Certificate and so forth.
  • Zero processing fee.

Documents required for Homecredit 

  • Valid PAN and Aadhar card
  • Bank Account details
  • Passport photographs

Eligibility of Homecredit loan / How do I apply for a cash loan with home credit?

  • Should be an India citizen
  • Should be above 19 years and max 69 years
  • An individual can be self-employed, employed.
  • Should have a working bank account.

Homecredit Interest rates and Fees

  • Annual interest rates from 24% to up to 56.5%
  • The processing fee varies from 0 to 3%

Example of Homecredit personal loan 

      For example, if you take a loan of Rs 10,000 with an interest rate of 24% for a tenure of 12 months the overall interest paid would be Rs. 2400 with a zero % processing fee. The total amount paid would be Rs 12,400

Home Credit Loan Offerings

      You can use home credit loans for buying consumer durables, for buying mobile phones, To buy a new laptop, to buy a two-wheeler. With the Ujjwa card, you can get a moment limit for your shopper buys. shop home credit.

    Homecredit personal loans

    • You can take loan ranging from ₹ 10,000 to ₹2,40,000
    • Duration ranging from 12 months to 51 months
    • Interest rates vary from 24.0% up to  56.5%
    • Processing fee ranging from 0% - 3%
    •  On the off chance that client settles on any Value Added Services, charges for the equivalent will be demanded moreover

    Why Home Credit?

    • More than 10 million fulfilled clients
    • Secure online procedure and frameworks
    • Items intended for your necessities
    • The basic, simple and straightforward advance application process.

    Steps to apply for Homecredit loans

    • You can visit the official website or download the app from the play store
    • Register your details and verify your number
    • Once your profile is reviewed and the amount your are eligible would be displayed
    • You can apply for the loan from the eligible amount
    • The amount will be credited within 24hrs into your bank account
    • Repayment can be done through various modes like NEFT, RTGS, PAYTM, UPI.

     Homecredit Customercare details

          Home credit customer care number- +911246628811,  0124-662-8811 and you can contact through email 24x7  onlineloan@homecredit.co.in . home credit customer care new number

    Conclusion (Personal view)

           The app is a bit rusty and needs lots of improvement, features are good as they give loans to laptops, mobiles as well buy registering into it, It is very reliable and safe and has a lot of experience in Loan disbursal.

    I hope you find this information regarding "Homecredit - Instant Personal Loan " is helpful. Feel free to share it with your friends and family if you find it helpful.

    Special credits

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    Homecredit - Instant Personal Loan, Unsecured loan, apply online 2020