CashBean Instant Personal Loan details - Cashbean review

CashBean Instant Personal Loan details    

      What is CashBean loan? CashBean is an Indian online platform that provides Instant Personal loan introduced by P C Financial Services Pvt Ltd is an NBFC enrolled by RBI. CashBean can provide money online 24X7 with a totally online process and zero paperwork.

       Is CashBean safe? CashBean is an online stage and front line Fintech company has been created and intended to make a person's very own financing needs simpler and quicker. The application procedure is very simple and requires only a couple of steps with very little documentation in close to 10 minutes, It is one of the safest loan apps around with very quick approval of loans and the amounts will be credited into your account. Who is the owner of CashBean?  PC financial services which are a Financial Services Company established in 1995 own's Cashbean app.

      With cash bean app you can get the following features like for instant personal loan 
  • Loan amount varying from a Rs 1k - Rs 60k.
  • What is the interest rate of CashBean? : Up to 33% per annum.
  • Handling Fee: Range from Rs 90 - Rs 820 for a one-time charge
  • GST: 18% of Processing Fee
  • Cutoff times: 91 days and with a limit of 120 days

For Example: If you take a loan amount of  Rs 1000 payable in 91 days, then you should be interested in Rs81 and handling charges of  Rs. 236(counting 18% GST of handling expense, which is Rs 36), therefore the total amount paid would be Rs.1,317
Get quick, reasonable, advantageous and moderate online credits on CashBean. - Indian moment individual credit application.

 CashBean Features
  •  No record as a previous consumer is required.
  • A quick audit of your profile for loan eligibility
  • Cash will be directly credited into your account once approved.
  • You can take a loan at any point of the day 24X7.
  • Paperless and advanced procedure for applying
Documents required for Cashbean personal loan 
  • Aadhar card/PAN card
  • Three-month salary slips statement 
  • A selfie
  • Three-month bank statements

Eligibility for Cashbean personal loan 
  • He/She should be an Indian Citizen as well as residing in India.
  • Age should be in-between 21-56 years.
  • Employed individual
  • A working Bank account

Steps to apply for Cashbean personal loan
  • Download the CashBean App from the Play Store or from the official website.
  • Register your details and very your mobile number.
  • Select the loan amount.
  • After the completion, you may get a call for confirmation. The last application result will appear in the APP and you will timely get updates through SMS 
  • After the confirmation of the loan amount by customer care. The loan amount sum will be credited directly into the given bank account within 5 minutes and an SMS notice will be sent.
     Cashbean customer care number: 18005728088. &

    All the information is moved over made sure about associations. Your information is absolutely sheltered with Cashbean.

What happens if you don't pay Cashbean loan?

     If you default your loan on Cashbean or in this case in any online platform, They will report to CIBIL on a timely basis which will ultimately have a negative impact on your credit score, this will affect you in the future when you want a loan. No bank or NBFC will provide for a person with less credit score, if they provide they charge huge interest rates.

You can read more about ways to "increase credit score"

Conclusion (Personal View):
      This app's interface is probably one of the best, minimum steps to take small credits initially there were flaws, now they have corrected most of them. Interest rates are high and they annoy you a lot if you don't pay your dues on time. Which in turn could have a negative impact on your CIBIL score and your future loan taking ability

I hope you find this information regarding "CashBean - Instant Personal Loan, Apply Online, instant loan online" is helpful. Feel free to share it with your friends and family if you find it helpful.

Also, read about personal loans offered by Sbi, Hdfc, Icici, tata capital

Special Credits:

For Google play store Click here

Official Website Click here

 Cashbean Instant Personal Loan App, Apply online